Hurricane Insurance Claim Disputes

Hurricane Insurance Claim Disputes

We know firsthand how damaging a hurricane can be to you and your family. No matter how prepared we are, sometimes the unexpected can happen. In the past three years, Tallahassee has faced more than its fair share of hurricane-related damage and we have been right there with you as we have helped our neighbors, family, and friends rebuild fences, pick up yard debris, and provide water as we wait for the power to come back on.

Now, as our community rebuilds again from the aftermath of Hurricane Michael, you may find yourself faced with extensive damage to your house and property. You may be unsure of what to do and need to file a hurricane insurance claim or managing an ensuing dispute but not know how to handle it.

Time is of the essence – and our firm is ready to help you act now. Call us at (850) 222-2000 on your hurricane insurance claim dispute.

As your local community attorneys, we are here for you! In the inevitable chaos after the storm, your first instinct may be to contact your insurance company to file a claim. Unfortunately, while most of us expect our insurance provider to help and support us, some insurance companies may try to pay you as little as possible, or avoid paying you altogether, for any damages to your property. Although you have sustained property damage, many others have too, all of whom are likely filing insurance claims around the same time. Insurance companies, faced with a mountain of incoming claims, tend to limit the amount of money they pay out. This sometimes causes the companies to deny valid claims and present small offers, even though it is not right for them to do so.

Important Steps to Take After the Hurricane

Ask your local attorney when you have questions. We know this is a confusing and stressful time. The key here is to not delay. We encourage you to call us at 850-222-2000 or use our website to schedule a free case evaluation with an experienced attorney on our legal team.

Do not wait to file your claim. We know that the aftermath of a hurricane can be overwhelming and chaotic. It is important, however, that you act quickly to file any claims with your insurance provider. Many times, insurance companies require claims to be filed promptly to be eligible for funds.

Protect any damaged property. If you notice certain parts of your property have been damaged, it is important that you try to prevent them from sustaining further damage from wind, rain, or even human intervention. If the insurance company alleges that your property became more damaged after the hurricane, they may use that as a reason to deny your claim.

Take thorough notes. When it is safe to do so, walk around your property and fully document any possible damage. It is important that you take photographs of your house, yard, and any vehicles, as they made be useful as evidence for your property damage or loss claim.

As residents of Florida, it is likely that we will experience the damaging effects of hurricanes again. It is important that you are well-prepared for this event, whether it happens in the near or far future.

Here are some national tips and resources to help you prepare:

  • Our Hurricane Preparedness Blog is filled with tips and resources you and your family may use
  • Ready.Gov has a preparation checklist that provides information on how you should be preparing for incoming hurricanes on an hourly basis.
  • If you are in the path of a hurricane, it is important that you find the evacuation routes and shelters closest to you. You can find this information on the Red Cross website here. www.redcross.org
  • Do you need last minute ideas on how to prepare your home? What you should secure? Where to ride out the storm? The National Safety Council has some valuable information you should considering reviewing.

If you experience hesitation from your insurance company or you receive a suspiciously low offer to your claim, do not hesitate to seek experienced and respected legal counsel for your hurricane insurance claim dispute needs. We know this is a confusing and stressful time. The key here is to not delay. We encourage you to call us at 850-222-2000 or use our website to schedule a free case evaluation with an experienced attorney on our legal team. We are here to help you weather the storm and rebuild in the aftermath.