Auto accidents still prove to be the most common cause of personal injury and death in the United States. Whether you are driving a vehicle, riding a bicycle, or walking down a street, you can be injured by an oncoming vehicle at any time. In these cases, you need strong legal representation from seasoned auto accident attorneys.
Every Florida resident who owns a motor vehicle is required to purchase no-fault auto insurance. This is also true for certain non-Florida residents. Personal Injury Protection (PIP) is included in this required insurance coverage. Regardless of who was at fault for your accident, your PIP insurance may be able to pay most of your medical bills. The benefits payable, however, depend on your insurance amount and the type of coverage it provides.
Under the basic no-fault PIP policy in Florida, your insurance may pay:
In addition to medical expenses and lost wages, your PIP benefits may also pay for medical prescriptions or help in your household. In addition, travel expenses associated with your medical treatments may also be covered. You may also be entitled to benefits from the at-fault party.
However, it is important to bear in mind that as you receive benefits, your medical bills, prescriptions, or lost wages will not be paid until your deductible has been met if you have an insurance policy with one.
If you receive serious injuries from an auto accident that result in some form of permanent injury, Florida law entitles you, or your personal representative, to bring a claim against the at-fault party. Permanent injuries from a motor vehicle accident can include scarring or permanent physical impairment.
Florida Law allows you to recover the full extent of your damages above and beyond the benefits provided by your no-fault insurance coverage. These additional damages include items such as:
If you are married at the time of your accident, and have permanent injuries, your spouse may be entitled to damages as well. In addition, if you purchased uninsured/underinsured motorist coverage on your own policy, you may be able to recover additional funds if your damages exceed the policy limits of the at-fault party. This may also be possible if the other driver was uninsured at the time of the accident.
The hiring of a lawyer in an important decision that should not be based on advertising. The information on this website is for educational and informational purposes only. It does not constitute legal advice. The use of the website does not constitute an attorney-client relationship.
